How it works
Reduce personal allowance £1 per £2 above £100,000; apply progressive bands to income after allowance. Taxable band upper limits: England 37,700 / 125,140; Scotland 3,967 / 16,956 / 31,092 / 62,430 / 125,140; final band unbounded. Band limits are taxable amounts, including the tapered-allowance case.
Input definitions
- Annual employment/pension income (GBP)
- Enter the value in the labeled unit.
- Residence ruleset
- Choose GB-ENG / GB-SCT.
- Supported case
- Choose UK resident; only employment/pension income; no reliefs / Other situation (unsupported).
- Tax year
- Choose 2026–27.
A worked example
- Annual employment/pension income (GBP)
- 50000
- Residence ruleset
- GB-ENG
- Supported case
- UK resident; only employment/pension income; no reliefs
- Tax year
- 2026–27
Assumptions & limits
UK resident with employment/pension non-savings income only, full standard personal allowance before income taper, no reliefs or other income. Annual income tax liability only; not PAYE, National Insurance or take-home pay. Decimal arithmetic; total rounded half up to nearest penny. Not HMRC PAYE rounding. Exclusions: Savings and dividends; Pension contributions and Gift Aid; Marriage and Blind Person allowances; Non-resident or split-year cases; Benefits and tax-code adjustments; National Insurance and student loans
Source checked 2026-10-16. Review due 2027-03-01. AnsRio implementation source cross-check; owner review pending.
England/Wales/Northern Ireland and Scotland have separate bands. Other countries, savings, dividends, reliefs and payroll deductions are unsupported.
Scottish rates: official source ↗Sources & review
Maintained by AnsRio. Methods and examples use automated checks; this does not imply independent professional certification.
Method updated 2026-10-17. Content checked against the stated method and examples. Our verification approach.
Common questions
Does a tax estimate include every credit, relief and payroll deduction?
Only items explicitly listed in the supported scope are included. Check the stated tax year, country, income definition and exclusions before comparing with an official return or payslip.
How does the UK non-savings income tax estimate tool work?
Reduce personal allowance £1 per £2 above £100,000; apply progressive bands to income after allowance. Taxable band upper limits: England 37,700 / 125,140; Scotland 3,967 / 16,956 / 31,092 / 62,430 / 125,140; final band unbounded. Band limits are taxable amounts, including the tapered-allowance case.
What are the assumptions and limits of UK non-savings income tax estimate?
UK resident with employment/pension non-savings income only, full standard personal allowance before income taper, no reliefs or other income. Annual income tax liability only; not PAYE, National Insurance or take-home pay. Decimal arithmetic; total rounded half up to nearest penny. Not HMRC PAYE rounding. Exclusions: Savings and dividends; Pension contributions and Gift Aid; Marriage and Blind Person allowances; Non-resident or split-year cases; Benefits and tax-code adjustments; National Insurance and student loans